Security Clearance Question

ThatCatchGuy

Unverified
Joined
Sep 15, 2010
Messages
6
From my intro I posted interest in an 11x Opt 40. But its come to my attention that I would need a security clearance. What would I need to get squared away in order to get cleared. I do have a bit of debt but I am working on paying it off. Any info would be appreciated thank you.
 

ThatCatchGuy

Unverified
Joined
Sep 15, 2010
Messages
6
Roger that x SF med. No history of runs in with the law so I'm clean. I was in debt (no fault of my own) but turned it around and almost completely debt free. Even though of paid my dues back with interest, will that hurt my chances?
 

Etype

Special Forces
Verified SOF
Joined
Sep 18, 2010
Messages
2,187
For the clearance, they look hard at 3 things- finances, crimes, and questionable relations. Questionable relationships/family ties seem to be the biggest one as there's not much you can do to prove otherwise or undo them. Finances and criminal history can be undone or show improvement, know what I mean? It's a 2 out of 3 thing- just finances shouldn't be too bad unless it's so bad that you could be exploited through $$$.

Bottom line, never select yourself. Apply for it, be confident, and take what's yours.
 

car

Old NCO (Ret)
Rest In Peace
Joined
Jul 30, 2007
Messages
2,403
Location
In Transit
Tell the truth. Even the slightest thing that you hold back will be looked upon as something that foreign intel agents can blackmail you with.

Drugs? "Yeah. I did some."

Debt? "Yeah I have some but I'm working them off, and here's how...."

If there's something that a FI agent can hold over your head, and possibly "flip" you for, then let them know.

You're not gonna get a clearance if you admit to having been a meth dealer, for instance, but as long as "we" know about it, and that you're working on it, it's to your advantage. I've been "cleared for weird" for many years......so just tell the truth. If you lie, you'll eventually get bit in the ass....and possibly go to prison for lying about it.
 

TexasPatriot

Tanker
Verified Military
Joined
Feb 6, 2015
Messages
26
Location
Texas
My concern is toward the finances, i have roughly 17k in debt, i have paid off 2k(started at 19k). Will this still be a problem, even if it shows i am getting in paid off?

No criminal record
No relationship problems

Note: I am posting here because despite it being 5 years old because i dont think opening a new thread would align with what i have been told.
 

CDG

Mittens
Verified Military
Joined
Apr 15, 2011
Messages
6,939
Location
Off safe. One away.
SSMP
SOF Mentor
Being in a reasonable amount of debt is fine and expected. It's when your debt is clearly outside your ability to pay it back, you are delinquent/in default on multiple accounts, or the debt you have shows a potential for exploitation. For example, if you're in debt 17K because of gambling, that's a red flag. A car, credit cards, and student loan are normal. See the difference? Clearances are always the whole person concept. Anything that the system flags will get reviewed, and that reviewer may send it to an investigator to come interview you and ask some questions. Be honest and just tell them what happened and what your plan is. The investigator will write a report and kick it back up the chain. There may be follow on questions, there may not. Personally, I wouldn't stress over 17K in debt unless your lender was El Chapo or something.
 

AWP

Formerly Known as Freefalling
SOF Support
Joined
Sep 8, 2006
Messages
16,399
Location
Not Afghanistan
It was a backhanded compliment, that's a good a s a hug from Freefalling.:-o:thumbsup:

Sir, I reject your negativity where my emotional openness is concerned. That you would smear my name and reputation with comments detrimental to others' perceptions of me border on libel. My heart has an open door policy and your cynicism and negativity are unacceptable!
 

x SF med

the Troll
Verified SOF
Joined
Jan 1, 2007
Messages
10,841
Location
Not far from the south of Canada, 'Murica!
SSMP
SOF Mentor
Sir, I reject your negativity where my emotional openness is concerned. That you would smear my name and reputation with comments detrimental to others' perceptions of me border on libel. My heart has an open door policy and your cynicism and negativity are unacceptable!

wow... proof that the truth hurts... }:-) you need to hug Rufus and TJ and sing Napalm sticks to kids to calm yourself....:ROFLMAO::ROFLMAO:
 

TexasPatriot

Tanker
Verified Military
Joined
Feb 6, 2015
Messages
26
Location
Texas
Alright. so!

As of today i have my ASVAB appointment(next tuesday the 1st)

I know CDG said not to worry about it, but in the case that it does get rejected, what should i do?

Debt consolidation, new loan or what?

basically the recruiter said i have to show i am paying it off.

here is the kicker to this though

2of my debts no longer accept payments and require the full amount to be payed off($9k and 5.5k). the others i am making payments on.

thanks guys!
 

DocIllinois

Verified Military
Joined
Sep 10, 2015
Messages
1,419
Location
IL
I know CDG said not to worry about it, but in the case that it does get rejected, what should i do?

$.02:

- For best financial situation results, IMO, seek the guidance of a Chartered Financial Consultant or Certified Financial Planner.

Find a Financial Planner


- Accept that the time and conditions may not be right to rejoin the military at the moment. You're 23, its not yet a biggie.

- Do PT.

- Learn and practice proper written punctuation and syntax. I don't know much about Tanker land, but even here in the slingblade Infantry that stuff is quite important.
 

TexasPatriot

Tanker
Verified Military
Joined
Feb 6, 2015
Messages
26
Location
Texas
$.02:

- For best financial situation results, IMO, seek the guidance of a Chartered Financial Consultant or Certified Financial Planner.

Find a Financial Planner


- Accept that the time and conditions may not be right to rejoin the military at the moment. You're 23, its not yet a biggie.

- Do PT.

- Learn and practice proper written punctuation and syntax. I don't know much about Tanker land, but even here in the slingblade Infantry that stuff is quite important.
Hey thanks!

Yea, I am quite bad with punctuation and syntax. Language arts was not my forte, I will work on it!
 

SkrewzLoose

Something Clever
Verified Military
Joined
Oct 27, 2010
Messages
4,488
Location
SOCAL
Alright. so!

As of today i have my ASVAB appointment(next tuesday the 1st)

I know CDG said not to worry about it, but in the case that it does get rejected, what should i do?

Debt consolidation, new loan or what?

basically the recruiter said i have to show i am paying it off.

here is the kicker to this though

2of my debts no longer accept payments and require the full amount to be payed off($9k and 5.5k). the others i am making payments on.


thanks guys!
The bold probably should have been in your initial post. Why are they not taking payments and requiring full pay off? Sounds to me like it's past the point of being delinquent and the debt collectors are turning the screws. That usually only happens after someone has let debt go unpaid for quite a lengthy period of time.
I might be speaking from past experience on this...
 

TexasPatriot

Tanker
Verified Military
Joined
Feb 6, 2015
Messages
26
Location
Texas
The bold probably should have been in your initial post. Why are they not taking payments and requiring full pay off? Sounds to me like it's past the point of being delinquent and the debt collectors are turning the screws. That usually only happens after someone has let debt go unpaid for quite a lengthy period of time.
I might be speaking from past experience on this...
I couldnt afford to pay them off, i cant pay with money i do not have. :)
 
Top