Guys, guys, that's mIsInFoRmAtIoN! It's not like you can't retire- they just can't process you, and you can't get orders or a 214, and you can't PCS/retirement move, and you can't leave your unit, and you are still on the books, so they can't PCS anyone in, so they're just telling you that you can't hit the button and get approved for retirement and then retire.
(this is no-shit the response from senior leaders we have been talking to).