Jesus, I'm never leaving the military. I'll stick with my $10.30/month Tri-Care.
The ACA/ Obamacare Website Fiasco Thread
- Thread starter AWP
- Start date
I said military...not Navy. But fair enough. 
I'll be the first to admit that the military has plenty of advantages if you're willing to put up with the bullshit that goes on...you know, the same bullshit that goes on in the civilian sector as well. But that is a whole 'nother discussion.
I'll be the first to admit that the military has plenty of advantages if you're willing to put up with the bullshit that goes on...you know, the same bullshit that goes on in the civilian sector as well. But that is a whole 'nother discussion.
Brill
SOF Support
Death march to a single payer system?
Obamacare has gone from the president's greatest achievement to a 'slow-motion death spiral'
Op-Ed: Obamacare is failing. And there's only one way to fix it
Obamacare has gone from the president's greatest achievement to a 'slow-motion death spiral'
Op-Ed: Obamacare is failing. And there's only one way to fix it
So, by the definitions they had in ACA, if it's an employer based plan, you'll have a "cadillac plan" after the rate increase next year and get to pay another 40% on top of it.
27500/12=$2291/month
How's it feel Mr. Rich Guy?
Seriously, this is the problem with the whole idea of obamacare. If you have to accept everyone at the same rate, younger, healthier people end up subsidizing us old guys. Let me add some perspective. My plan is employer based 80/20 1500 deductible and 6k max out of pocket for in-network. out of network is 70/30, 3000 deductible, 12000 max out of pocket. (family is 12k/24k max out of pocket). For this I pay a total, including the company portion, of less than $750 for individual or about $1800 for family. Why the difference? Because employer based healthcare is still competitive and not governed by the ACA (yet).
And yet, even with the higher premiums and lower benefits (from your point of view), the insurers are unable to make ends meet and are dropping out of obamacare. What does that tell you?
Single Payer was the desired outcome all along.
Then they will nationalize the system making healthcare providers government employees.
Sucks to be us.
Red Flag 1
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Anybody seen this yet:Newsweek's anti-Obama cover story: Has the magazine lost all credibility? ?
Inside is:AMAZING!!! The Cover of Liberal Newsweek Magazine.
A little late, IMHO.
Inside is:AMAZING!!! The Cover of Liberal Newsweek Magazine.
A little late, IMHO.
TLDR20
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Those are from 2012 and '13.
Red Flag 1
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Yeah, I did see the date. A friend of mine sent me the editorial, and it is what it is. I'm wondering if they are expecting this give Trump a boost.
TLDR20
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Articles from 2012 and 2013? Who would expect that?
How about a more recent article... Wisconsin looking at premium increases of 5 - 37%
Health insurers eye steep increases
Health insurers eye steep increases
and raise taxes to pay for it...
@compforce- I guess I'm thankful I'm on an individual policy not employer.
What happens in Alaska when no company wants to offer any insurance because they lose so much money?
"The picture became particularly grim in Alaska, where the number of insurers offering plans to individuals is set to drop to one for 2017."
Alaska scrambles to prevent Obamacare collapse
What happens in Alaska when no company wants to offer any insurance because they lose so much money?
"The picture became particularly grim in Alaska, where the number of insurers offering plans to individuals is set to drop to one for 2017."
Alaska scrambles to prevent Obamacare collapse
I must have said something a bit wrong. My whole point was that individual plans are much worse than employer plans because of obamacare.
What I got from your post is that the employer plans will soon be "Cadillac plans" and subject to an additional 40% fee.
I wish my employer offered a better plan. They offered me a comparable plan but for $2800 a month.
What I was saying is that if your plan goes up just a tiny bit, it will be a cadillac plan even though the benefits are significantly lower than my employer plan, which is cheaper
SpongeBob*24
Verified Military
I was blown away when I found out how much people pay.
My 2 sisters own their own businesses....and are paying $2000 to $3000 a month for Obamacare....:wall:
My 2 sisters own their own businesses....and are paying $2000 to $3000 a month for Obamacare....:wall:
Your sisters are self employed ladies....
Seriously, ACA was the first step towards a national healthcare System that will be as capable/efficient as the VA.
We have had serious discussions, in-house, regarding removing all employer sponsored health plans due to the employer shared responsibility penalties & cadillac tax. To us, with the significant increase in price, and being moved by insurers from composite to age-rated premiums, it's no longer a benefit or something we can use to recruit or retain people since the premiums significantly increase for those over 45 and the fixed dollar employer contribution doesn't offset them much. (I fucking hate this age-rated shit....). In my benefits letter I urge folks to look at several sites and compare rates because they might find a better individual plan/rate than what we're able to offer under our group plans.
Thanks to the penalties, fees & taxes it's the Damocles sword of financial liability to a small business if they do try to offer insurance so we're at the point of not offering if it we're not legally required to.
Thanks to the penalties, fees & taxes it's the Damocles sword of financial liability to a small business if they do try to offer insurance so we're at the point of not offering if it we're not legally required to.
