SpongeBob*24
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Yepp.....
The Trump Presidency
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I been wondering lately if "Liberals" in the West were finally infiltrated by the Communists and now we are dealing with that. But since the Wall fell, Russia has gone to the other side of the pendulum and the infiltrators are pissed. Here in Canada, our Liberals openly admit their Marxist leanings and it shows with our current Prime Minister who openly admitted his admiration for the "Basic Dictatorship" of China. His father was openly a Communist sympathizer and spent a lot of time in China.
ThunderHorse
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And there you go: Presidential Executive Order on a Comprehensive Plan for Reorganizing the Executive Branch
ETA: Now I've read the whole thing. It's straight forward and simple, Director of OMB in conjunction with each Department Secretary will identify redundancies that can be eliminated.
ETA: Now I've read the whole thing. It's straight forward and simple, Director of OMB in conjunction with each Department Secretary will identify redundancies that can be eliminated.
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Thanks for posting that, I hadn't seen it yet. Will be interesting to see how it works out.
I'm looking at starting my own business trucking. I'm looking at 20% down and 20% interest for my first truck, even used.
That seems pricey as hell. 20% interest??? Who's giving you a loan, a credit card company? Damn. 
for anyone: Are there still programs out there that give grants/microloans to vets seeking to start small businesses?
for anyone: Are there still programs out there that give grants/microloans to vets seeking to start small businesses?
That seems pricey as hell. 20% interest??? Who's giving you a loan, a credit card company? Damn.
for anyone: Are there still programs out there that give grants/microloans to vets seeking to start small businesses?
SBA Microloan program - Microloan Program | The U.S. Small Business Administration | SBA.gov
There is the SBA Express Program, up to 350,000 - SBA Express | The U.S. Small Business Administration | SBA.gov which has the fees waived for veterans Loan Fees Waived For Veterans Who Use SBA Express - Office of Small & Disadvantaged Business Utilization Easy to get if it's under $50k (non-qualified). A little more difficult over $50k
I have one through Crossroads Small Business Solutions (Crossroads Small Business Solutions - Crossroads) if you need $25k or less I highly recommend them. Ask about the Patriot Express program whichever bank you choose to work with. Here's some info on the program - Patriot Express Veterans Small Business Loans - dummies
Red Flag 1
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You can almost live in some of the big rigs these days. The first boat I had an alcohol stove, small sink with a hand pump water supply, a porta potty and could sleep four comfortably in the cabin. If I wanted to do it, I could have taken out a 30 mortgage on the dam thing. While not as big, the rigs today are nearly as livable. The interest rate of 20% is outrageous. Take out a mortgage on it
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TLDR20
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Mattis is all about some climate change;
Trump’s Defense Secretary Cites Climate Change as National Security Challenge
Trump’s Defense Secretary Cites Climate Change as National Security Challenge
Fucking liberal snowflake
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ThunderHorse
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Activist judges continuing to allow states to sue for stays against immigration policy:
Trump’s Second Travel Ban Is Blocked by U.S. Judge
Trump’s Second Travel Ban Is Blocked by U.S. Judge
TLDR20
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Pesky separation of powers...
Interesting. It would seem to me that this type of ban is squarely within the President's powers under the Constitution, even though I think it's unnecessary and counterproductive. Might need the Supreme Court to weigh in on this one.
/discussion digression start
We're talking trucks that when new range upwards of $100,000, and can go all the way to over a quarter million dollars depending on configuration and intent for working the equipment. Nevermind trailers, which end up starting used good condition at $25,000 and depending on configuration and intended use, can also range into the "dear mother of..." territory easily.
The challenge is that it's transportation industry, and also in that I intend to be leasing my truck and myself on to an existing company (Landstar most likely, although I have 4 friends who have recently gone to a company called Traveloko and are doing very well there). While I will be functionally in business for myself IE doing the freight runs I choose from the options they have available, most likely I will not be immediately "hanging my own shingle" on the freight market with my own DOT numbers, business name, etc. As such, I'm in a grey area and effectively am on my own for my first purchase.
There's additional overhead and headache with running your own DOT numbers though, plus the whole Net 30+ game with regards to payment. As long as I'm getting paid what I feel I and my provided services are worth, I give a shit who's company name is on the door. Hell, I'd pull for Swi... ok I can't say that with a straight face.... but you get my drift.
It also doesn't help that most small business things period are focused around brick-and-mortar businesses. I have no need for that expense as my truck (and trailer, when I purchase my own down the road) will be parked at my mom's house where my stepdad used to park his RV. I don't need an office to do business trucking, I really literally only need a file cabinet at the house, and a printer/scanner plus laptop in the truck. State level SBA's as well as federal seem to all ask about how many jobs your business is going to create. Unless I'm suddenly good in their eyes for say 3 mil, I'm not starting my own fleet of trucks. I may at a later point, but right now my first and primary step is to tap into the market with a larger faucet than the drip irrigation line I currently have as a company employee.
Example of what I'm talking about with that last bit:
Freight load of 20,000 lbs offered at $2 a mile for a 1000 mile load.
$.64 a mile "Truck with engine running" cost, includes fuel, fuel tax escrow, maintenance/repairs escrow
$100 a day just to own the truck, in terms of insurance, payments, etc
2 day trip, so $840 total cost to run the load. Net income, $1.16, or $1,160 for two days work before the IRS gets it's take versus my say for per diem, etc.
Right now, I get $0.38 a mile as a company driver doing over the road trucking. That same 1000 mile load earns me $380.
The truck costs the same to run, if not cheaper for the corporation as they get bulk pricing for the equipment (and it's shit tier fleet spec for bigger companies, bare minimum to just go down the road and make money vs having my own rig and creature comforts) self insure since they've got the dosh, etc etc... so $780 of that load goes to paying all of the corporate goons who basically make less of a benefit and more of a hassle towards operation with regards to my perspective as the operator, and profit to shareholders.
I want that extra $780. I do the same f'ing job, minus having my own name on a title. Why not take the step towards having a little bit more skin in the game, and get that paper?
These would be an option if I go whole hog and get my own DOT numbers, however there are some benefits with being an lease operator versus full owner operator when it comes to trucking. I'm willing to minimally reduce gross income by pawning off some of the back-office bullshit to someone else, as that's basically what you're doing by being a lease operator in this industry. I am still new to the game, and having a knowledge/client base to draw on from an established company is a good thing. It's like being a subcontractor to a major defense contractor. They get a cut because they're the big dog and know the in's and out's of dealing with the market as it is, but you still make good money providing your piece of the pie.
I live in my truck every day I'm not at home, which was over the last 30 days.... 26 days, with it not being a straight 29 (This is my first real day home/off since the beginning of February) solely due to lucking out with a load heading from Oregon to California that routed past my house. 80 over the Sierra Nevada's was closed completely to trucks 2 weeks ago due to heavy snowfall, and I simply took a 15 mile detour to park the truck at the truckstop in town and slept/ate at home while waiting for the pass to open. Since I was dispatched for the duration, it didn't count as actual "Home Time" in the system so I got to come home yesterday for the next few days, officially. My phone is on divert to voice mail for any work number until Friday, at which point I will address anything that came up.
The major issue with creature comforts and trucking is that you can't go over 80,000 lbs gross with general freight. That means that your truck, trailer, and cargo cannot exceed 80,000 lbs. Basically, the more creature comforts you have, the more the tractor weighs... The more your combination hauling freight weighs, the less freight you can move in one shot, which limits your loads you can take, and your overall viability and profitability in the long run.
Now, there's a flipside, since most stupid heavy loads actually don't pay well. Beer and Paper, being two prime examples. Anheuser-Busch will literally load you within 100 lbs of maximum gross weight for a delivery, so you have to make sure you have 3/4 tank of fuel BEFORE you show up so you can actually make any headway. They don't even pay any more if you're loaded to the gills and show up with say 1/4 tank (50 gallons or so) so the PITA of having to fuel every 200 miles or less, repeatedly, to make headway, just adds in insult to injury due to the low rates of those loads. Nevermind the accompanying decrease in economy of operation as your MPG suffers when you're loaded for bear, and that affects the bottom line.
You can't take a mortgage out, or mortgage duration. 3-5 years is what you're usually looking at for what could be a $150,000 piece of equipment.
/discussion digression end
That seems pricey as hell. 20% interest??? Who's giving you a loan, a credit card company? Damn.
for anyone: Are there still programs out there that give grants/microloans to vets seeking to start small businesses?
We're talking trucks that when new range upwards of $100,000, and can go all the way to over a quarter million dollars depending on configuration and intent for working the equipment. Nevermind trailers, which end up starting used good condition at $25,000 and depending on configuration and intended use, can also range into the "dear mother of..." territory easily.
The challenge is that it's transportation industry, and also in that I intend to be leasing my truck and myself on to an existing company (Landstar most likely, although I have 4 friends who have recently gone to a company called Traveloko and are doing very well there). While I will be functionally in business for myself IE doing the freight runs I choose from the options they have available, most likely I will not be immediately "hanging my own shingle" on the freight market with my own DOT numbers, business name, etc. As such, I'm in a grey area and effectively am on my own for my first purchase.
There's additional overhead and headache with running your own DOT numbers though, plus the whole Net 30+ game with regards to payment. As long as I'm getting paid what I feel I and my provided services are worth, I give a shit who's company name is on the door. Hell, I'd pull for Swi... ok I can't say that with a straight face.... but you get my drift.
It also doesn't help that most small business things period are focused around brick-and-mortar businesses. I have no need for that expense as my truck (and trailer, when I purchase my own down the road) will be parked at my mom's house where my stepdad used to park his RV. I don't need an office to do business trucking, I really literally only need a file cabinet at the house, and a printer/scanner plus laptop in the truck. State level SBA's as well as federal seem to all ask about how many jobs your business is going to create. Unless I'm suddenly good in their eyes for say 3 mil, I'm not starting my own fleet of trucks. I may at a later point, but right now my first and primary step is to tap into the market with a larger faucet than the drip irrigation line I currently have as a company employee.
Example of what I'm talking about with that last bit:
Freight load of 20,000 lbs offered at $2 a mile for a 1000 mile load.
$.64 a mile "Truck with engine running" cost, includes fuel, fuel tax escrow, maintenance/repairs escrow
$100 a day just to own the truck, in terms of insurance, payments, etc
2 day trip, so $840 total cost to run the load. Net income, $1.16, or $1,160 for two days work before the IRS gets it's take versus my say for per diem, etc.
Right now, I get $0.38 a mile as a company driver doing over the road trucking. That same 1000 mile load earns me $380.
The truck costs the same to run, if not cheaper for the corporation as they get bulk pricing for the equipment (and it's shit tier fleet spec for bigger companies, bare minimum to just go down the road and make money vs having my own rig and creature comforts) self insure since they've got the dosh, etc etc... so $780 of that load goes to paying all of the corporate goons who basically make less of a benefit and more of a hassle towards operation with regards to my perspective as the operator, and profit to shareholders.
I want that extra $780. I do the same f'ing job, minus having my own name on a title. Why not take the step towards having a little bit more skin in the game, and get that paper?
These would be an option if I go whole hog and get my own DOT numbers, however there are some benefits with being an lease operator versus full owner operator when it comes to trucking. I'm willing to minimally reduce gross income by pawning off some of the back-office bullshit to someone else, as that's basically what you're doing by being a lease operator in this industry. I am still new to the game, and having a knowledge/client base to draw on from an established company is a good thing. It's like being a subcontractor to a major defense contractor. They get a cut because they're the big dog and know the in's and out's of dealing with the market as it is, but you still make good money providing your piece of the pie.
You can almost live in some of the big rigs these days. The first boat I had an alcohol stove, small sink with a hand pump water supply, a porta potty and could sleep four comfortably in the cabin. If I wanted to do it, I could have taken out a 30 mortgage on the dam thing. While not as big, the rigs today are nearly as livable. The interest rate of 20% is outrageous. Take out a mortgage on it
I live in my truck every day I'm not at home, which was over the last 30 days.... 26 days, with it not being a straight 29 (This is my first real day home/off since the beginning of February) solely due to lucking out with a load heading from Oregon to California that routed past my house. 80 over the Sierra Nevada's was closed completely to trucks 2 weeks ago due to heavy snowfall, and I simply took a 15 mile detour to park the truck at the truckstop in town and slept/ate at home while waiting for the pass to open. Since I was dispatched for the duration, it didn't count as actual "Home Time" in the system so I got to come home yesterday for the next few days, officially. My phone is on divert to voice mail for any work number until Friday, at which point I will address anything that came up.
The major issue with creature comforts and trucking is that you can't go over 80,000 lbs gross with general freight. That means that your truck, trailer, and cargo cannot exceed 80,000 lbs. Basically, the more creature comforts you have, the more the tractor weighs... The more your combination hauling freight weighs, the less freight you can move in one shot, which limits your loads you can take, and your overall viability and profitability in the long run.
Now, there's a flipside, since most stupid heavy loads actually don't pay well. Beer and Paper, being two prime examples. Anheuser-Busch will literally load you within 100 lbs of maximum gross weight for a delivery, so you have to make sure you have 3/4 tank of fuel BEFORE you show up so you can actually make any headway. They don't even pay any more if you're loaded to the gills and show up with say 1/4 tank (50 gallons or so) so the PITA of having to fuel every 200 miles or less, repeatedly, to make headway, just adds in insult to injury due to the low rates of those loads. Nevermind the accompanying decrease in economy of operation as your MPG suffers when you're loaded for bear, and that affects the bottom line.
You can't take a mortgage out, or mortgage duration. 3-5 years is what you're usually looking at for what could be a $150,000 piece of equipment.
/discussion digression end
I agree with this article. I know the right is guilty of things as well. However, I just do not see the two sides as having equal reactions. The left has been more vitriolic about President Trump than the right was about President Obama, IMHO. The left also was much quicker, and more severe, in its criticism of conservatives making disparaging or threatening comments. The inverse has not been true since President Trump won the election. Both sides need to cut the shit and start figuring out how to work together, but at this point the left is more in the wrong with the constant violence and threats of violence.
Violent threats against the president are OK now?
ETA: Now they're threatening Melania. Classy. Bow Wow threatens to “pimp” Melania Trump and “make her work for us” | Atlanta Buzz with Jennifer Brett
Violent threats against the president are OK now?
ETA: Now they're threatening Melania. Classy. Bow Wow threatens to “pimp” Melania Trump and “make her work for us” | Atlanta Buzz with Jennifer Brett
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ThunderHorse
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Democrats calling the Trump Budget plan a "Hatchet Job"No. 2 House Democrat says Trump's budget blueprint is a 'hatchet job' that's DOA
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Trump's Proposed Budget and a list of Federal impacts:
What's getting cut in Trump's budget
The article above is does a great job of providing an easy to read, comprehensive review of the changes but here is a condensed list from McNews as well:
The 62 agencies and programs Trump wants to eliminate
I have to say, that while everyone will find something to disagree with from the list (a sign that it's equally offensive), overall there are some gutsy moves in the right direction. We'll see how much actually comes to fruition.
What's getting cut in Trump's budget
The article above is does a great job of providing an easy to read, comprehensive review of the changes but here is a condensed list from McNews as well:
The 62 agencies and programs Trump wants to eliminate
I have to say, that while everyone will find something to disagree with from the list (a sign that it's equally offensive), overall there are some gutsy moves in the right direction. We'll see how much actually comes to fruition.
What's Warrior Scholar?
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